It is a new year and with it has come some very dramatic change in banking and our economy.  I am writing this post to provide a market perspective from the point of view of a technology vendor, selling lending solutions to large enterprise banks.  Things recently have been chaotic in our business, to say [...]

Being a technology partner to the lending and mortgage industries, I get a number of questions regarding the housing market.  Here are a few topics I’ve been asked about lately, with my answers:
How much have home prices fallen?
Some homes in places like California and Florida have lost as much as 50-60% of their value. Here in Houston, [...]

Welcome to the first EncomiaBlog post of 2009.  I’m looking forward to the upcoming year for many reasons, one of which is a new roster of contributors.
Let me take this opportunity to introduce the team:

Andrew “Andy” Dubinsky is Encomia’s founder, president, and chief executive officer. Andy has more than ten years of experience in the [...]